Multi-factor authentication adds an additional layer of security. Xero provides multiple layers of protection for the personal and financial information you entrust to the company, including encryption when data is transferred and stored. Zoho Books, another Editors' Choice winner, now has six pricing levels that go from free to $240 per organization per month it's $60 per month for a version similar to Xero Established. One of the lowest-priced accounting services for small businesses is Patriot Software Accounting Premium ($30 per month). The version of QuickBooks that's most similar to Xero Established costs $85 per month. The Xero family of applications is more affordable than Editors' Choice Intuit QuickBooks Online, which costs between $30 and $200 per month. Prices and plans listed here are for US-based customers. It also supports projects, advanced analytics, and employee expense claims. Xero Established ($70 per month), the version we tested, is the only version to offer multiple currency support.

Xero Growing ($37 per month) adds unlimited billing and invoicing, quotes, and bills. Users can capture receipts using Hubdoc and run reports. Xero Early ($13 per month) has monthly limits of 20 invoices and quotes and five bills. Xero comes in three pricing levels, all of which kick in after 30-day free trials.

Xero accounting software price